Free Educational Guide
Former Homeowner's Guide to Surplus Funds
If you lost a property through foreclosure, tax sale, or another forced sale, there may be surplus funds you have a right to claim. This guide explains your rights, the claim process, and exactly what documentation you will need — in plain, respectful language.
What's Inside This Guide
- How to determine whether surplus funds exist from the sale of your former property
- A step-by-step explanation of the claim process — where to file, what forms to use, and who to contact
- The documents you will need: deed records, government ID, and any records related to the sale
- How to handle competing claims from junior lienholders or other parties
- Deadlines: why they matter, how to find yours, and what happens if you miss one
- Consumer protection tips: how to spot predatory companies, excessive fees, and high-pressure tactics
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This guide is for educational purposes only and does not constitute legal advice. Every excess proceeds situation is unique. Consult a qualified attorney for advice about your specific circumstances. National Excess Proceeds Exchange is not a law firm.