Terms & Conditions

By accessing or using the National Excess Proceeds Exchange website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (the "Terms"). If you do not agree to these Terms, you must not access or use the Site.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the modified Terms. You are responsible for reviewing these Terms periodically.

The Site is an educational resource. All content, including articles, guides, checklists, forms, instructions, and any other materials (collectively, "Content"), is provided for informational and educational purposes only.

The Content is not intended to, and does not, constitute legal advice, financial advice, tax advice, or professional advice of any kind. You should not act or refrain from acting based on any Content on this Site without first seeking the advice of a qualified professional in the relevant jurisdiction.

National Excess Proceeds Exchange does not guarantee the accuracy, completeness, or currency of any Content. Laws, regulations, court rules, county procedures, and deadlines vary by jurisdiction and change over time. You are responsible for verifying any information before relying on it.

National Excess Proceeds Exchange is not a law firm and does not provide legal advice. The Content on this Site is not a substitute for the advice of an attorney licensed in your jurisdiction. No attorney-client relationship is created by your use of this Site, by your submission of information through any form on this Site, or by any communication with National Excess Proceeds Exchange.

Any information you submit through this Site is not protected by attorney-client privilege or the work product doctrine. If you need legal advice, you should consult a qualified attorney licensed in the relevant jurisdiction.

National Excess Proceeds Exchange is a private organization. It is not a government agency, is not affiliated with any government agency, and does not represent any government entity. The Site is not an official source of government information, and nothing on the Site should be interpreted as a government communication, endorsement, or directive.

All Content on the Site, including text, graphics, logos, images, icons, and the selection and arrangement thereof, is the property of National Excess Proceeds Exchange or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may view, download, and print Content from the Site for your personal, non-commercial, educational use only, provided that you do not modify the Content and you retain all copyright and proprietary notices. Any other use of the Content — including reproduction, distribution, display, transmission, modification, or creation of derivative works — without our prior written consent is strictly prohibited.

"National Excess Proceeds Exchange," "NEPEX," and associated logos are trademarks of National Excess Proceeds Exchange. Other trademarks, service marks, and logos appearing on the Site are the property of their respective owners.

When using the Site, you agree not to:

• Submit false, misleading, or fraudulent information through any form or communication channel
• Use the Site for any unlawful purpose or in violation of any applicable law or regulation
• Interfere with or disrupt the operation of the Site or the servers or networks connected to it
• Attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks
• Use any robot, spider, scraper, or other automated means to access the Site for any purpose
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site for commercial purposes without our express written permission
• Upload or transmit viruses, malware, or any other malicious code
• Engage in any conduct that restricts or inhibits any other user from using or enjoying the Site

THE SITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NATIONAL EXCESS PROCEEDS EXCHANGE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Without limiting the foregoing, National Excess Proceeds Exchange does not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any Content is accurate, complete, current, or reliable. You use the Site at your own risk.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NATIONAL EXCESS PROCEEDS EXCHANGE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This limitation includes, without limitation, damages for loss of profits, loss of data, loss of goodwill, business interruption, personal injury, or any other loss, and applies regardless of whether the claim is based on contract, tort, negligence, strict liability, or otherwise.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.

The Site may contain links to third-party websites that are not owned or controlled by National Excess Proceeds Exchange. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We do not endorse, sponsor, or recommend any third-party websites, products, or services.

You acknowledge and agree that National Excess Proceeds Exchange is not responsible or liable for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any third-party content, goods, or services available on or through any third-party website. We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.

You agree to indemnify, defend, and hold harmless National Excess Proceeds Exchange, its officers, directors, employees, agents, affiliates, and successors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms, your use of the Site, or your violation of any rights of a third party.

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed and the remaining provisions shall remain in full force and effect. The invalid, illegal, or unenforceable provision shall be replaced by a valid provision that most closely approximates the original intent and economic effect of the original provision.

These Terms, together with our Privacy Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement between you and National Excess Proceeds Exchange regarding your use of the Site, superseding any prior agreements or understandings, whether written or oral.

If you have questions about these Terms and Conditions, please contact us:

• Email: [email protected]
• Phone: (855) 555-1234